Railcar Leasing/Financing Guide

The Commtrex Exchange makes learning the fundamentals of railcar leasing easier than ever. Whether you are a first-time lessee or have experience, you will find value in our Leasing/Financing 101 lessons. Instead of spending time and resources researching information, we have done the work for you by compiling a repository of archived information. What is a railcar lease? Should I lease instead of buy? What are the different types of railcar leases and how do I choose from the available options? Learning these things will empower you to make the best decisions, cut costs, and improve operational efficiency.

Railcar Leasing/Financing 101

Leasing business concept with icons about contract agreement between lessee and lessor over the lease of railcars

As you delve into the cutting-edge world of modern railcar financing options, you will find that the Exchange connects you with the information you need to improve operations and create processes that work for your company. Railcar leasing involves many factors, but we have broken it down into a step-by-step process through our easy-to-read lessons. As with all business decisions, pros and cons must be carefully weighed in order to mitigate financial, operational, and market risks. Deciding whether or not you should be buying or leasing railcars is an important decision, but when you study our Railcar Leasing & Financing Guide you will be equipped to prepare your business for the future.

Lesson 1: Introduction to Railcar Leasing

Companies participating in the rail industry each have their own unique relationship with rail equipment.

The decision to lease versus buy a railcar is made by evaluating operational costs and risks, market activity, and an array of other economic factors.

A lease is a contract over a set period of time that allows usage of property in exchange for payment. In the rail industry, those in need of access to railcars may choose to lease, rather than purchase, equipment for a variety of economic factors. Put simply, the purpose of leasing a railcar is to have access to equipment in which to ship a commodity without having costs associated with ownership.